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What is Excess in Car Insurance?

When it comes to choosing your insurance premium from the quotes you’ve received, don’t forget to compare the excess! Excess in car insurance is a cost that you have to pay the insurer. If you are involved in an accident, your insurance premium will only cover what it is set to cover with excess. So, […]

Making a Claim When Your Possessions Have Been Stolen or Damaged

Home contents insurance helps provide homeowners with peace of mind for their valuables. Any homeowner or renter has dealt with the fear of leaving the house and leaving their possessions inside. What if someone breaks in? Who do you call if things get damaged or stolen? What do you do when there’s been a burglary […]

How Car Insurance Premiums are Calculated

If you’ve been shopping around for insurance options lately, you may be wondering how car insurance premiums are calculated. Some companies look at different factors and include different things. In general, there are a few standards that affect how your premium is calculated. Insurance advisors and consultants calculate an insurance quote specifically for you based […]

What is a Road Accident Fund? (RAF)

As a vehicle owner or general driver on the roads, knowing about the RAF (Road Accident Fund) is imperative. Following road safety rules and regulations is in your best interest for the safety of you and your family, and for others on the road. However, accidents happen and not everyone can be fully prepared for […]

What is third-party insurance?

When it comes to vehicle insurance, third-party insurance is usually less popular. Some people believe that comprehensive car insurance is the only type of insurance that’s necessary or worth a monthly premium. While this may make sense for some people, it won’t help in every type of budget. Third-party insurance is a great, and more […]

Surprising Factors That Affect Your Insurance Premium

As a vehicle owner, you might be surprised at a few factors that can affect your insurance premium. We all know about the basic factors such as car model, daily driving distance, risk, etc. But did you know that there are a few other factors that can affect your insurance premium which you probably didn’t […]

What Is Comprehensive Car Insurance?

We get a lot of queries about the different kinds of insurance and what they mean. Every vehicle owner should know the differences to help them determine which is best for their individual needs. Have you been wondering what comprehensive car insurance is? In this article, we’ll be breaking down what comprehensive car insurance is […]

First-time Home Buyer’s Guide: Steps to Become a Homeowner

Buying your first home is a very exciting and often overwhelming experience. It’s a big deal! We know there’s a lot to think about and prepare for. So we’ve decided to create a guide to help you through it. You can use this checklist as a quick reference to come back to. Checklist guide to […]

The Cost of Owning a Car

Are you a first-time car owner ready to financially plan your new investment? The cost of owning a car can be a bit overwhelming if you don’t know what to expect. Buying a car is a rewarding and big step in life. Or perhaps you’re an existing car owner looking for tips on the cost […]

What is a Balloon Payment on a Car?

If you’ve been looking around at buying a new car, or your first car, you’ve probably heard the term ‘balloon payment’ during your research. If you’re not familiar with it, then perhaps you’re wondering what it means? That’s why you’ve landed here! A balloon payment is a type of loan payment for purchasing a car. […]